Aug 27

Our company is quite small but we have many individual clients. We visit each client probably 2 or 3 times every motnh. Currently we are recording all jobs completed on a daily basis in a excel spreadsheet and at the end of the month we prepare one invoice for each customer for all services completed that month. Nothing wrong with the excel spreadsheets but sometimes we have to prepare over 200 invoices nad I was wondering what accounting programs are out there, which could replace excel spreadsheets and allow us to run invoices automatically at the end of each month?

You can use a free tool like Activity Tracker Plus for small business. It has expense tracking feature built in it.

http://screeperzone.com/2009/06/05/activity-tracker-plus-track-all-your-life-activities-with-just-a-single-click/

Aug 23

I am starting a small business here in New York with up to 10 employees. Looking for a bank with no hidden fees, best rates and real customer service.

It sure won’t be BoA. Stick with a small or regional bank.

Aug 20

» Accounting
» Business Information Systems
» Criminal Justice
» Finance
» General Management
» Health Information Management
» Health Services Management
» Hospitality Management
» Human Resource Management
» Operations Management
» Project Management
» Sales & Marketing
» Security Management
» Small Business Management
& Entrepreneurship
» Technical Communication

These are allbachelors programs. Thanks. :)

Depends on what type of business you are interested in. If you are not sure, any general business degree would be beneficial such as General Management or SBM. Any business degree will set you off in the right direction. I recently obtained my BS in Hospitality Management and am planning on starting a restaurant in the next few months. Good luck!

Aug 14

i dont have a good resume can you help me to prepare a good profiled resume. can you send a format of ggod resume

Curriculam Vita

Name – Present Address:-

Post Applied for: -
Contact No. – Email:

Educational Qualifications: -

GRADUATION:

INTER:

MATRIC:

Working Experience -:
?
?

Job Profile: -
?
?
?

Technical Education -:

Strength -:
?
?

Personal Details -:

1. Name:
2. Father’s Name:
3. Date of Birth:
4. Category:
5. Gender:
6. Nationality:
7. Marital Status:

8. Permanent Address: -

: Mob. No.
8. Date:

9. Place: Signature of the Candidate

Aug 11

My accountant also has bookkeeping services available in his office. He suggests he can sell them to me. Would you consider this a good idea? What about checks and balances? You hear stories about people being ripped off by their accountants. Doesn’t this make it all that much easier or should I just not worry about it and go for it?

99.999% of people do NOT get ripped off by their accountant – "you hear stories" – from who? crack addicts?

I would NOT let him do the check writing, etc, but if you don;t know how to keep accounting records, he can certainly give you quarterly financial statements working form you r check stubs, receipts and bank statements

MOST accountants do this kind of work year round – tax season only lasts 4 yrs a yr – they have to keep busy and make money the rest of the year – most of what I did my 3 yrs in public accounting was bookkeeping for small business clients

Aug 5

I have already posted on craigslist. What else can I do to let people in my town know about my tutoring services? Since I said it’s accounting I take it for granted that it would be mostly college going kids. How much is the initial/starting hourly rate for tutoring in accounting?

The best thing to do would be to post fliers around the college campuses. These actually work quite well. You may even be able to go to the college websites, find out which buildings the accounting classes are held in, and post fliers there so the people you are targeting are more likely to see them. You could also try placing an ad in the college newspapers.

How much to charge depends on your qualifications along with the kind of help you’ll be giving them. If you are just going to help them with any questions they have (like by going over stuff from the book together), $15-20/hr is probably good to start. If you make up your own curriculum, you can probably charge $30 or more depending upon how in-depth it is.

You may also want to advertise that you’ll offer 20 minutes (or some other amount) free tutoring to each student. If you can impress them, they’ll probably keep coming back.

Aug 1

Tourism and commercial recreation is over an $800 billion industry in the United States. Globally, tourism accounts for approximately 12% of the Gross Domestic Product, employing 10% of the worldwide labor force. It is estimated that by the year 2020, more than half of all employed people in the world will be involved directly or indirectly with the tourism industry. In the United States, travel-related tourism is the first, second or third largest employer in 32 states.

Resort hotels and motels offer luxurious surroundings with a variety of recreational facilities, such as swimming pools, golf courses, tennis courts, game rooms, and health spas, as well as planned social activities and entertainment. Resorts typically are located in vacation destinations or near natural settings, such as mountains, the seashore, theme parks, or other attractions. As a result, the business of many resorts fluctuates with the season. Some resort hotels and motels provide additional convention and conference facilities to encourage customers to combine business with pleasure. During the off season, many of these establishments solicit conventions, sales meetings, and incentive tours to fill their otherwise empty rooms; some resorts even close for the off-season.

A hospitality management career is high-energy and social. You’ll meet interesting people and work in some of the most beautiful places on earth – anywhere there is a need for resort or hotel management.

The skills and knowledge developed in this field of study are leadership, marketing, qualitative skills, research and evaluation, programming (recreation, leisure and meetings), planning and policy, legal aspects, and communications.

Most hotel, motel, and resort desk clerks receive orientation and training on the job. Orientation may include an explanation of the job duties and information about the establishment, such as the arrangement of sleeping rooms, availability of additional services, such as a business or fitness center, and location of guest facilities, such as ice and vending machines, restaurants and other nearby retail stores. New employees learn job tasks through on-the-job training under the guidance of a supervisor or an experienced desk clerk. They often receive additional training on interpersonal or customer service skills and on how to use the computerized reservation, room assignment, and billing systems and equipment. Desk clerks typically continue to receive instruction on new procedures and on company policies after their initial training ends.

Hotel, motel, and resort desk clerks deal directly with the public, so a professional appearance and a pleasant personality are important. A clear speaking voice and fluency in English also are essential, because these employees talk directly with hotel guests and the public and frequently use the telephone or public-address systems. Good spelling and computer literacy are needed, because most of the work involves use of a computer. In addition, speaking a foreign language fluently is increasingly helpful, because of the growing international clientele of many properties.

Resort managers experience the pressures of coordinating a wide range of activities. At larger hotels, they also carry the burden of managing a large staff and finding a way to satisfy guest needs while maintaining positive attitudes and employee morale. Conventions and large groups of tourists may present unusual problems or require extended work hours.

The recreation department’s major in tourism management prepares students to work in such diverse sectors of the travel and tourism industry as tour operations, resort management, convention management, meeting planning, and commercial recreation management. It includes courses in management of park and recreation facilities, tourism, tourism systems planning, resource tourism, convention management, meeting planning, marketing of leisure services, and the legal aspects of recreation and tourism. The program requires both field experience and a professional internship.

Careers Specific to the Bachelor’s Degree are convention and visitors bureau management, convention services manager, special event coordinator, meeting/conference planner, tour operations management, on-site meeting manager, travel agent trainee, cruise hospitality, hotel management trainee, resort recreation management, tour coordinator, natural or cultural tour guide, and park manager.

With preparation in tourism management, individuals have skills related to management and leadership which would contribute to any type of position sought in the tourism industry. The tourism industry is within the top three industries of most countries in the world and provides numerous career opportunities at a variety of levels of service, production and management.

After finding employment, proving oneself capable and making contacts in the industry, a person finds that a wide variety of advanced career opportunities present themselves.

The Bachelor of Science in Hospitality Management requires a minimum of 120 units for graduation. This interdisciplinary program prepares students for careers in the hospitality industry and includes basic core courses and an area of concentration. The areas of concentration are Commercial Recreation and Resort Management from the College of Health and Human Services; Hotel Management from the College of Business; and Restaurant and Institutional Foodservice Management from the College of Health and Human Services. The core curriculum is housed in the Department of Hospitality Management, College of Business.

The Concentration in Commercial Recreation and Resort Management prepares graduates to be entrepreneurs, managers, planners, and program supervisors in the commercial recreation, travel tourism, and resort management career areas. The goals are to assist students to acquire knowledge, skills, practical experience, and job placement in leisure and travel related businesses.

Students learn about the travel and tourism system, economic and social impacts of tourism, resort development and marketing, tourist motivations, special events management, theme parks, transportation used by travelers, ecotourism, incentive travel, tour company operations and sales, spas, conference and meeting planning, destination marketing, and cultural tourism.

The Concentration in Hotel Management prepares students to manage and operate hotels, motels, and other lodging business. Major management functions include various aspects of accounting and cost controls, sales and marketing, property management, and use of hospitality management information systems. Emphasis is placed on problem solving situations and case studies to support the didactic approach to instruction.

The Concentration in Restaurant and Institutional Foodservice Management prepares students for management positions in various branches of the food service industry. The goal is to develop restaurant and institutional foodservice managers who combine knowledge and skills in business, food production, and services in the foodservice industry.

Completion of the core and concentration courses provides students with theoretical knowledge for successful attainment of top-level management positions in the professions of hotel management, restaurant and institutional foodservice management, or commercial recreation and resort management. The curriculum combines strengths in management with technical skills and internship opportunities in each area.

Josh Stone
http://www.articlesbase.com/careers-articles/opportunities-in-a-resort-management-career-the-billion-dollar-tourism-industry-94122.html

Aug 1

Whenever we think of healthcare in a foreign land, we immediately think, “will it be expensive and of the same quality as what we’re used to?” In fact, the quality of healthcare in Spain is excellent and many doctors and nurses speak English.

The health service is run along a two-tier system similar to that in the UK. The first tier is the National Health Service and the second is the private health care sector, which is covered by health insurance. Whether you are a native of Spain or a British citizen, if you are making social security contributions then you immediately qualify for the National Health Service. Otherwise, it is best to have some kind of private health insurance. We have personally experienced both sides of the Spanish healthcare system.

Private Health Care

When we first moved to Spain, we had very little experience of the lifestyle and that included provision for healthcare. As we were both reasonably healthy and because our knowledge of the language was still limited, we were somewhat scared of approaching social security offices and medical centres to gain more information, putting it off for another day.

However, with the rise in older men developing problems with their prostrate and my awareness of prostrate cancer, I decided I needed to see a doctor for a check up. Not being eligible for the Spanish health service at the time meant I had to go private. I had this dreaded feeling “This is going to cost a fortune”. Not necessarily so.

The couple that we rented our villa from in Mojacar recommended an English speaking lady doctor in Garrucha and we found to our surprise her fee was only 40 euros per consultation. On my first visit, all my details were entered into the computer and then a comprehensive examination was done including arrangements for a blood test.

Everything was extremely thorough and the staff was very helpful wanting to get a full picture of my current state of health. I was given a letter indicating what blood tests were needed and directions to a nearby blood analysis clinic. At the clinic I was seen straight away and the necessary blood sample was taken. What was most impressive was that I was called back the very same day for my results. Back in England I would have had to have waited ten days. Even better, when I phoned the doctor an appointment was made for the next day.

The blood test results came to a cost of 80 euros, but they had tested for virtually everything. At my second consultation I was told that I would need to see a specialist in Almeria and an appointment was made for 3 days time, again very impressive and quick.

At this point I felt somewhat amazed that in less than 24 hours, I had seen a doctor, been examined, had a comprehensive blood test, seen the doctor again been reassured that I have nothing major wrong with me and an appointment made to see a specialist in a couple of days all for 120 euros. Fantastic.

When I saw the specialist in Almeria, Dr Francisco Gomez Berjon, he was most charming, spoke perfect English and was completely at ease with me. Once again I was given a thorough examination and a course of medication prescribed, a further appointment was made for six months, and his fee, only 80 euros. I now see Dr Francisco twice a year for a check up.

On the flip side of this, my wife Carol and I also had the experience of the Spanish National Health Service.

Spain National Health Service

If you have ever visited Spain you will know that pavements either don’t exist, which means you walk in the road, or are uneven and have a kerb that is about 18 inches high (how disabled people in wheelchairs get by I do not know). You will also notice that the local Spaniards always walk in the road, apparently fearless of being hit by a passing vehicle. They obviously would rather face the car than risk walking on the pavement.

Anyway, to begin our story, one Sunday morning, my wife was on her way back from the newsagent, when she tripped and fell off the pavement. Ouch! We later found out she had broken her little finger and fractured her wrist.

At the time we had just started our estate agency business and as such we had to make social security contributions which meant we qualified for free medical care. If you do not have private health insurance, you should join the Social Security system.

Once you take any job in Spain your employer is obliged to process all the paperwork for you, pay part of your contributions and deduct the other part from your salary. If you are self-employed you will have to go to the local Social Security office and fill in all the paper-work yourself. Unless your knowledge of the local language is very good, then it is probably advisable to get a gestor (official agent – a bit like a lawyer for menial bureaucracy) to do this for you. Beware of using a British accountant who doesn’t speak Spanish fluently – you may find that you have not been registered correctly.

We needed to find a hospital quickly but not ever needing emergency medical treatment in Spain we hadn’t a clue where the nearest hospital was. We found a place near the beach with a red cross painted on the outside of the building but were then advised they only take private fee paying patients. Fortunately, they directed us to a health centre on the other side of town.

As opposed to my wonderful private health care experience with English speaking staff, at this health centre, the receptionist only spoke Spanish and we had some trouble understanding each other. Fortunately for us, a doctor was passing by and kindly offered assistance. However, to our dismay we were told we had come to the wrong hospital. In fact, you are supposed to attend the hospital that is registered for the district where you live. We were then given more directions and this time found the right health centre.

We were seen straight away, only to be told that the diagnosis of a suspected broken finger needed an X-ray, but that the centre did not have an X-ray facility and we were told to go to the main general hospital in Lorca, which was 35 km away. All this time my wife behaved remarkably well even though the pain was excruciating.

As with most things in Spain everything is located in the town centre and parking was difficult. We walked to the A & E department and just like the UK – it was very busy. After explaining our problem to the reception desk, we filled in a form, and proceeded to wait. Of course, we assumed we were going to be here for hours. Actually things were very fast and after a very short wait, Carol was examined and whisked off to X-ray. After the x-ray, we waited only another ten minutes before a doctor confirmed the broken finger and fractured wrist. Carol received the necessary treatment and an appointment was made to visit the hospital in another seven days.

In all fairness if we had been better prepared it wouldn’t have turned into such a drama. The lesson to be learnt from this experience was that accidents do happen and you do need to be prepared. When you arrive at your final destination, register immediately with your local health centre, find the location of your local hospital, drive there and have a look around. Also, make a note of useful telephone numbers that you are likely to need in case of emergency and keep them close by a telephone. You never know when you may need them.

We have put together a list of various forms and information that you may find helpful.

Form E121 –

If you are a pensioner from the UK, 65 for men, 60 for women, and intend to live in Spain permanently then you can get free medical care and medications under a reciprocal agreement between EU governments; you should obtain form E121 from the DSS in the UK prior to your departure. You may need a separate form for each member of your family. This form should be handed in to the Seguridad Social (Social Security) in Spain. It provides permanent health cover and does not need to be renewed. You will receive a temporary health card and eventually you will receive a letter giving the name of the medical centre you are to visit in case of illness and a permanent card. Until the form has been registered at the social security office you are not covered for healthcare. Private health clinics will not accept this form as payment.

Form E106 –

The E106 is for people who have moved permanently to Spain but have not reached pensionable age, its period of effectiveness depends on the state of your past National Insurance contributions record. The period of medical cover commences from the date you leave the UK. You must however apply and receive your E106 entitlement form before leaving the UK to ensure you are covered and to know what that cover entitles you to.

Form E111 (EHIC) –

The best solution for someone wanting to stay in Spain for a short period of time without becoming a resident is the form E111, now replaced by the EHIC (European Health Insurance Card), this card is issued by the National health Service in the UK, and you should carry it with you together with your passport at all times, in case of an emergency. This card is only to be used in cases of emergency and is not for the treatment of chronic illnesses.

Private Health Service –

If you aren’t covered by the Spanish social security, then it is imperative that you have private medical insurance. If you have private health insurance in the UK, then find out from the insurance company if they will pay your medical bills in Spain. There are a large number of private Spanish or English companies offering health insurance. The policies offered generally differ considerably in the extent of cover, limitations and restrictions, premiums, and choice of doctors, specialists and hospitals.

Health care points to remember when moving to Spain –

• Make sure you know where your nearest hospital is located.

• You need to go to the hospital registered in your district.

• If you are working in Spain then make sure you make social security payments in order to qualify for the Spanish National Health Service.

• Make sure you find a local gestor (official agent – a bit like a lawyer for menial bureaucracy) that can handle the social security paperwork for you.

• If you paying private healthcare insurance make sure you are aware of any limitations.

• Keep a list of useful telephone numbers of places to contact in case of emergencies.

• Try and learn some useful Spanish words, do not expect everyone to speak English.

tony roberts
http://www.articlesbase.com/ask-an-expert-articles/spanish-healthcare-83724.html

Jul 28

Microsoft Dynamics GP ERP has US and Canadian Payroll modules, and this accounting application is often used by Payroll outsourcing companies to serve their customers as well as by large corporation to accrue and pay payroll checks, Social Security, Medicare, Federal and State Income taxes, plus W-2 printing and mailing to employees.  In order to save on Dynamics GP user licenses, it is common to see simple or complex timecard custom made application on the front, often web based, where employees are logging their time on the daily base after each shift and then this timesheet logging application should be automatically or manually integrated with Great Plains Dynamics GP.  In this publication we will review various options to do the job:

1.       Dynamics GP Integration Manager Payroll connector.  This is sort of user friendly tool, however we recommend IT level involvement, as it requires you to understand such features as Text file parsing, ODBC queries, and Advanced ODBC (where you can base your query on custom SQL View with grouping, filtering and other SQL constructions).  Great Plains Integration Manager allows you to add or update employee, set up employee taxes and deductions.  Regarding Payroll transactions integration – here you can integrate Hourly Pay Codes to the core US or Canadian Payroll module logic to make them available for batch processing in Great Plains Dynamics GP.  GP IM integration could be easily launched by Great Plains User or scheduled (in this case you may need GP IM automatic integration routine, available for purchase from Microsoft Business Solution)

2.       eConnect US Payroll integration programming.  eConnect is C# and VB .Net programmer friendly SDK, allowing Great Plains Developer to automate US Payroll integration in real time, if desired.  If you are on Great Plains Dynamics GP versions 9.0 or 10.0 – please know that Integration Manager can use eConnect connector as the technology base for the integration.  eConnect breaks through former limitations on the transaction volume, as eConnect is based on encrypted SQL stored procedures

3.       Third party Payroll integration products and add-ons.  In this small publication these are out of scope, here we only stress the fact, that IM or eConnect programming are so simple and cheap in their installation and implementation, that they might be better way to go

4.       Great Plains Business Portal Employee Self Service.  If your IT department is strong enough to the level of hosting your Microsoft Sharepoint and .Net website, please review Dynamics GP Business Portal HR Employee Self Service functionality, where you can save on Payroll Check stub mailing postage (as you are required to either mail stub or provide gateway for self service – to read stub out of the web), plus BP HR has other cool features

Andrew Karasev
http://www.articlesbase.com/software-articles/great-plains-partner-newsflash-payroll-timesheets-and-new-employees-integration-680353.html

Jul 28

STEP 7: Support Team

I found out that many businesses went bust before they even went fully operational because they did not start right. Starting right can mean the difference between success and failure. It simply means I should have all the tools, information, facilities, contacts, money management and government compliances all fully prepared and organized. The four key professionals who could help me in getting all these logistics organized and put my organization on a path to starting up smartly and cost effectively, are listed below. They will also be instrumental as my business grows.

1. Accountant/Financial Planner – I need a qualified accountant’s expertise to ensure that my cash flow is in good order, expenses are well managed, tax liability is minimized and book-keeping is well organized. In some cases, a financial planner could cover a wider scope than an accountant.

2. Lawyer – An experienced lawyer will ensure that all agreements with my associates, staffs, and third parties are placed under well drafted contracts to protect my personal and business interests.

3. Banker – A banker can be helpful as the business gets running because I may need some financial facilities (i.e. short term loan, credit facility, checking account, treasury management) that can be useful from time to time.

4. Insurance Professional – I need an experienced insurance professional to identify all possible risks that I may encounter and insure all those risks cost effectively. I won’t attempt to cut corners in this segment and land myself into any possible financial liability.

In addition, there are other supports that may be vital to certain types of business. Of course there is a long list of people who can help an entrepreneur along the way depending on the nature of the business. However, I manage to sum up four important supports that all business entrepreneurs should not miss out. The four are listed below:

1. Website Designer or Programmer – These folks could help me build my multi-functional Website that would be the backbone of my entire business if my business depends heavily on online transaction. A web presence is also essential for my company’s brand positioning and customer after sales service.

2. IT Specialist – This kind of consultant could assist me to set up a paperless office system and an effective computer system to minimize office operational expenses. Besides, an IT Specialist could also ensure all business data and client database are well managed, hassle free and accessible.

3. Real estate agent – When owners are venturing into a brick and mortar business model, they definitely need an experienced real estate agent to advise them on the overall cost of leasing or purchasing, location suitability for their particular business, amenities and parking facilities, monthly maintenance and whatever hidden costs.

4. Local business council/association – I would definitely join a local business council or association (usually there is a small joining fee) and find out what kind of support or advisory they could provide. Normally the group members conduct a regular forum or meeting, where members could seek out solutions to many of the existing problems and foreseeable roadblocks. Many of them would have walked through the problems and could share with me some valuable insights.

Before I start my search for any form of assistance and support, it’s crucial to know what I want to accomplish with each of them and prepare a well-defined budget to meet my goals. However, I would be cautious as certain supports may be expensive! Once I hired them, I would work closely with them to attain my business goals in a strict timeline.

Regardless of who I retain, they should be well versed and experienced in the field of business I am involved in. Most importantly, I must be able to trust them, therefore I usually select my service providers through referrals, their years of experience (which is a key factor) and I must be comfortable dealing with them.

*Note: Unproven teories to not be shown to my readers! If you need any small business startup help, feel free to visit my Website :)

=> To get the complete online business course on

small business startup guide, log on to

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Disclaimer – This article may be freely reprinted in its entirety in any e-zine, newsletter, blog or website. The author’s name, bio and website links must remain intact and be included with every reproduction.

Dave J
http://www.articlesbase.com/business-articles/10-stepbystep-business-startup-guide-step-7-130314.html

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